Under contract-accepting backup offers. This meticulously maintained four-bedroom, two-bathroom home boasts a whole-house solar system installed in 2020, ensuring incredibly low $25 utility bills. The solar system will be fully paid off by the seller at closing, offering immediate savings and environmental benefits to the new owner. Step inside to discover a home designed for modern living, featuring a formal living and dining area, a kitchen with a bar that opens to a spacious family room, and a sliding glass door leading to a huge porch and an amazing backyard. The kitchen has been upgraded with quartz countertops, shake-off cabinets, a farmhouse sink, and more. The large island is perfect for family meals, and two pantries provide ample storage space. The bedrooms are generously sized, and the entire house features no carpeting, with most of the flooring replaced with top-of-the-line tile. Energy-efficient windows further add to the home's energy savings, ensuring a comfortable and quiet living environment. Located on a quiet street in the back of the neighborhood, this home offers easy access to parks, elementary, and middle schools, making it an ideal choice for families. With a new roof, new AC, PVC plumbing, new hot water heater, and many more upgrades, this home is sure to sell quickly. Don't miss out on this fantastic opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,762 | $2,658 | $3,429 |
Total Monthly Payment | $3,109 | $3,005 | $3,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.