Stunning HARBORFRONT condo located at desirable COLONY POINT in deed restricted PUNTA GORDA ISLES. EXPANSIVE WATER VIEWS! This 2 Bedroom, 2 full Bathroom unit with covered parking is located on the TOP FLOOR (third floor in a a building with elevators). Don't let the age fool you! This light and bright condo has been tastefully updated with beautiful design features throughout and is being sold partially furnished. There is an open concept split bedroom floor plan with Foyer, Great Room, Dining Area, well appointed Kitchen, enclosed rear Lanai, Inside Laundry Room. The spacious Great Room offers dramatic WATER VIEWS, tile flooring, vaulted ceiling and large Dining Area. The Kitchen features wood cabinets, solid surface counters, breakfast bar, tile backsplash, cooktop with stainless hood, extra wide stainless french door refrigerator, stainless dishwasher, built in stainless microwave and oven, good counter and cabinet space. The Inside Laundry room has full size stacked washer and dryer, cabinets, exterior door. The Master Bedroom suite offers WATER VIEWS, Lanai access, three closets and updated private bathrom with walk in shower. There is a generous sized guest bedroom with two closets and the guest bathroom has been remodeled as well. The enclosed Lanai offers stunning water views. Other features include: front door with sidelights, impact windows on the lanai and roll down shutters on all other windows and laundry room door, sliding glass doors, Hunter Douglas Pirouettes in the Great Room, wooden blinds in the Master Bedroom and waterviews from every window. Colony Point has wonderful amenities including a waterfront clubhouse with kitchen, social events, outdoor grills, fish cleaning station on the dock, screened heated community pool and beautifully landscaped grounds. Docks are available on a first come, first serve basis. Colony Point is 2 minutes from Ponce de Leon Park and 10 minutes from Golf, Fishermen's Village and historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, walking and biking paths, dog park, weekend farmers markets, art galleries, events and more. Don't miss this beautiful condo in a great community!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,894 |
Total Monthly Payment | $2,767 | $2,767 | $3,474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.