River Street Social, a Victorian built in the Italianate style in 1850, sits on over two acres across from the Schoharie River, overlooking the picturesque Oucongena mountain range. Located in the heart of the beautiful Schoharie Valley, the current owners are only the fourth family to call this architectural beauty home over its 175 years of existence. In its past lives, it was a family home to the Beekmans and a boarding house known as the Oucongena View from 1940 to 1970 before it became a primary residence again. After a lengthy restoration, the building has returned to its old glory and has been converted into a boutique bed & breakfast and social club. The expansive main house has six bedrooms and six and a half baths. In addition, two independent one-bedroom guest houses are attached to the main house, one on the first floor and another on the second, with separate entrances. The house is grand in scale, with epically high ceilings and tall windows. Still, with newly installed geothermal heating with a backup propane furnace and new insulation, it remains very efficient in energy consumption. The first floor has a large, modern country kitchen, a butler's pantry with a refrigerator, coffee bar, dishwasher, and a beautiful, spacious mudroom off the side entrance. Two stately parlors, both with wood-burning fireplaces, a dining room, a library, a powder room, and a first-floor bedroom suite complete the floor. A wide central hallway with Harlequin tiles has the main staircase leading upstairs to five bedrooms, five full baths, and the laundry room. Design details abound, like York wallpaper in the hallways, dovetail oak soft-close drawers and oak countertops in the kitchen, vintage tubs and sinks in wholly redone bathrooms, and antique mirrors. The original trim was matched where it was missing, and non-original additions, like non-structural walls that didn't belong, were removed entirely. Attention was not only turned toward the interiors - extensive work with the surrounding landscape has been completed over the past years. The side and back yards are now entirely fenced, with new perennial gardens and hedges planted around the whole house, interwoven with the property's older plants like Joan's peonies, iris, and roses. A vegetable garden and fruit orchard were planted in the back with frost-free faucets and lighting, and an herb garden was seeded outside the kitchen entrance.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,231 | $4,227 | $5,363 |
Total Monthly Payment | $4,323 | $4,319 | $5,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.