Rarely available ground floor 3/2 east of A1A at Ocean Villas ; Newly glassed- in atrium with a ductless heat pump for heating and cooling expands your living space . Electric vehicle (Tesla) level 2 charging station adjacent to parking . Recessed dimmable LED lighting throughout with surface mounted LEDs in the Atrium. Solid wood maple kitchen cabinets with granite tops. Tile throughout , except maple flooring in bedrooms Electronic toilets with heated seats , adjustable temperature bidets and automatic flushing cleaning and hot air fans with remotes. Jacuzzi tub with re-heater and multiple jets . Large rain shower heads plus hand sprays. Maple vanities with granite tops. High efficiency heat pump and high efficiency heat pump water heater in the laundry room ( helps cool and dehumidify laundry room and atrium. Motorized hurricane shutters on patio with hurricane patio doors. Aluminum patio furniture and electronic grill Bali cellular shades on doors Seller will consider offers that contain a financing contingency if accompanied with a Pre-Approval Letter from a Lender. Please provide proof of funds for cash offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $3,589 | $4,593 |
Total Monthly Payment | $4,055 | $3,960 | $4,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.