Seller offering $20, 000 Mortgage Interest Buydown and Prepaid Credit. Situated in Marsh Creek Golf and Country Club, a gated enclave 1. 5 miles from the serene St. Augustine Beach, a ranch home has recently hit the market, epitomizing the quintessence of coastal living. Great location! With its panoramic water vistas and a screened lanai designed for magnificent sunsets, this property is a haven for those who cherish nature's beauty. This light and bright home with a neutral decor is one-floor living at its best. , This home has undergone extensive renovations in 2024 including luxury plank flooring (no carpet) and all new stainless appliances. It comprises three bedrooms and two bathrooms in a split floor plan, including a spacious primary ensuite that promises utmost privacy and comfort. Additionally, the property boasts a large circular driveway and a side-entry two-car garage with epoxy-coated floors, merging luxury with the serene ambiance of its surroundings to offer an unparalleled living experience for those seeking tranquility near the coast. This home has new PVC plumbing. New roof 2013. New Hvac in 2017. Desirable flood zone X-Shaded. The Marsh Creek Golf & Country Club community has much to offer its residents, including championship golf, tennis, clubhouse with dining, large pool area, and fitness center. Optional memberships are available. Buyer to verify all measurements.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $616,000 | $616,000 | $616,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $606 | $606 | $606 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,202 | $4,094 | $5,282 |
Total Monthly Payment | $4,900 | $4,792 | $5,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.