25 acre property at the very end of Lyons. Hurricane Ian did a lot of damage to the mobile home so all size info is not correct. Seller states about 1/2 the M-H is habitable at this time but whole unit needs renovating. They didnt have Ins. FEMA promised to repair but never did. Current S/W on property is FEMA trl. and will be removed by the end of March they were told. They are in the process of removing all of the items in the yard and from the sheds. The property is completely fenced, some was just recently re done. There are 2 1/2 ponds on the property ( one is only partially on this land & shared with neighbor) There are numerous gates around the property and they are taking most of them but a couple may stay. Right now there are some campers and cars and trucks etc that are also being removed. One shipping container in the pasture will stay for sure. The Flood zone code is a guesstimate as I couldn't verify for sure on maps. Buyer will need to confirm all room sizes and Flood zone and also make sure this parcel is OK for their plans. The zoning does allow for mobile homes as well as grazing animals. On the North side the property does go into the wooded area about 20'. . Please don't enter the property without your appointment and must be accompanied by a Realtor. Buyer will possibly need 45 days after closing to vacate, rent back.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $39 | $39 | $39 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,647 | $2,579 | $3,272 |
Total Monthly Payment | $2,761 | $2,693 | $3,386 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.