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47 Old Shantee Point Road, St. Albans Town, VT, 05481 | $985,000
Fantastic, custom-built 3-bed home, located on the beautiful shores of Shantee Point in St. Albans! This home was designed for year-round fun with 172ft. of waterfront & a dock that's over 100ft. for you to enjoy! Inlaid tile flooring in the entryway, dining room, kitchen & laundry room adds beauty & functionality. From the kitchen & dining area, there are 2 sliders leading out to your wrap-around covered patio where you can dine next to the water or relax & enjoy the sights & sounds of passing wildlife. The kitchen includes custom cherry cabinetry & a bar height peninsula with storage below, the perfect set up for buffet style entertaining. The living room is filled with light from windows on each side, highlighting the beautiful hardwood flooring while offering both lake & mountain views. There are 2 bedrooms on the main level. The primary bedroom occupies the entire second level giving you tons of privacy with a connecting en suite bathroom with jetted tub, separate shower & walk-through closet. This wonderful home offers stunning lake views from nearly every room, tons of natural light & a new furnace. Outside, take advantage of the screened-in gazebo, dock & boat launch. The Lakeshore District permits 2-unit dwellings & accessory dwellings for possible future expansion and St. Albans was recently voted one of New England's best places to live by Yankee magazine! Peaceful location, but still less than 20 minutes to schools, shopping and I-89! Delayed showings begin 3/9/24
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Modern Architecture
- Year Built: 2010
- Garage: 1-car Garage
- Heating: Baseboard,Stove - Gas
- Cooling: Wall AC Units
- Approx Sq. Feet: 2,418
- Acreage: 0.9
- Est. Taxes: $5,955
- Lot Desc: Beach Access,Lake Access,Lake Frontage,Lake View,Landscaped,Level,Mountain View,Street Lights,View,Water View,Waterfront
- Water Front: Yes
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: Bellows Free Academy
- School District: St Albans Town School District
- MLS#: 4987026
- Website: https://www.raveis.com
/prop/4987026/47oldshanteepointroad_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/17/2024Listing courtesy of KW Vermont Phone: 802-654-8500
Listing Agent: The Malley Group
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
47 Old Shantee Point Road, St. Albans Town, VT, 05481
$985,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $788,000 | $788,000 | $788,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
| Monthly Tax Payment | $496 | $496 | $496 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,724 | $5,111 | $6,864 |
| Total Monthly Payment | $5,312 | $5,699 | $7,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484