146 W HARBOR Drive, Palatka, FL, 32177 | $300,000

Seeking a large, well-located parcel of land for sale, conveniently accessible via paved road, yet providing a secluded retreat? This land is currently surrounded by either vacant land or other farm properties.

Priced attractively at approximately $7, 500 per acre, this is a great opportunity for those looking to acquire land!

Calling all developers, a generous 40-acre plot awaits your visionary project.

For those yearning to build their homestead, a unique chance awaits to own a 10-20 acre portion of this land, with the seller willing to subdivide the parcel to create your own personal sanctuary.

Nearby Landmarks:
45 Mins to NAS JAX Naval Base

17 Mins from downtown Palatka: various amenities, restaurants, shops, and local businesses. Minutes to the St. John's River: providing convenient access for water activities such as boating, fishing, and kayaking. Ravine Gardens State Park: Located just a short distance away, Ravine Gardens State Park is a beautiful natural attraction with lush gardens, walking trails, and picnic areas. Palatka Municipal Airport: For those who prefer air travel or have a private aircraft, the Palatka Municipal Airport is nearby, offering convenient access. Palatka Golf Club: Golf enthusiasts will appreciate the proximity of Palatka Golf Club, providing opportunities for leisure and recreational activities. Close to major nearby cities: Gainesville, FL: 1 Hour Jacksonville, FL: 1 Hour Orlando, FL: 2 Hours Tampa, FL: 3. 5 Hours Miami, Florida: 4. 5 Hours Country: Putnam Zoning-AG Size of Parcel-40. 29 Trees on property-Pine Approximately 5 Acres of Wetlands Please note, the plot is currently uncleared, with no well, septic, or electricity setup. A blank canvas, ready for your dream to take shape. All information provided is deemed reliable, but is not guaranteed and should be independently verified.

Features

  • Lot Desc: Wooded
  • MLS#: 1249813
  • Days on Market: 260 days
  • Website: https://www.raveis.com
    /prop/1249813/146wharbordrive_palatka_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of EXP REALTY LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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146 W HARBOR Drive, Palatka, FL, 32177

$300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $240,000 $240,000 $240,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.042% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,617 $1,577 $2,024
Total Monthly Payment $1,692 $1,652 $2,099

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.