423 Spring AVENUE, Anna Maria, FL, 34216 | $2,895,000

This exquisite turnkey furnished residence offers a ready-made vacation retreat in the heart of Anna Maria Island. Situated just a block away from the vibrant Pine Avenue, this coastal-inspired property encompasses a main house boasting 3 bedrooms and 2 baths, complemented by a charming guest cottage featuring 2 bedrooms and 1 bath. Built in 2015, the home epitomizes modern comfort and style, with tasteful decor throughout. Step inside to discover a spacious gourmet kitchen seamlessly flowing into the inviting living areas, perfect for hosting gatherings and creating lasting memories. Beyond the interiors, the outdoor living space beckons, featuring a private heated pool with cocktail table and sun shelf all situated between the main house and guest cottage, providing an idyllic setting for relaxation and entertainment amidst the island's tropical ambiance. The unique layout of the home is perfect for a multitude of uses, offering separate spaces for privacy and togetherness. Enjoy the convenience of a 1-car garage, providing ample storage space for a vehicle and beach essentials. Conveniently located within walking distance to both Gulf and Bay beaches, as well as a myriad of dining and shopping options along Pine Avenue, Jersey Girl offers unparalleled access to Anna Maria's coveted amenities. Short-term rentals are allowed, adding to the versatility and investment potential of this remarkable property. With a Bert Harris Exemption, this property is approved to sleep 12 people per Anna Maria City code, presenting an exceptional investment opportunity. Whether you're seeking a primary residence, a second home, or a lucrative vacation rental, Jersey Girl offers versatile possibilities. Make Jersey Girl your own slice of coastal paradise.

Features

  • Rooms: 14
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 52.1 x 145
  • Laundry: Inside, Laundry Room
  • Year Built: 2015
  • Garage: 1-car
  • Heating: Central, Electric, Zoned
  • Cooling: Central Air
  • Approx Sq. Feet: 2,140
  • Acreage: 0.17
  • Lot Size: 52.1 x 145
  • Est. Taxes: $21,065
  • Lot Desc: FloodZone
  • Pool: Heated, In Ground
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: A4602242
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/A4602242/423springavenue_annamaria_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2024 8:32:11 PM)
Listing courtesy of DUNCAN REAL ESTATE, INC.   Phone: 941-779-0304

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NMLS Mortgage Loan Originator ID 16953

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423 Spring AVENUE, Anna Maria, FL, 34216

$2,895,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,316,000 $2,316,000 $2,316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.000% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.851% 7.128% 7.061%
Monthly Tax Payment $1,755 $1,755 $1,755
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $15,603 $15,408 $20,655
Total Monthly Payment $17,483 $17,288 $22,535

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.