**$20, 000 PRICE IMPROVEMENT** MOTIVATED SELLER**Welcome to your slice of paradise in this stunning TURN-KEY FURNISHED 2 bedroom, 2 bath condo, nestled perfectly in the serene surroundings of Terra Ceia Bay. Completely renovated and furnished, this condo offers effortless living with everything you need right at your fingertips, from kitchen essentials to luxurious bedding. Step inside and be greeted by faux woodgrain laminate flooring that flows seamlessly throughout the main living areas and bedrooms, complemented by woodgrain tile in the bathrooms. Revel in the freshness of NO CARPET anywhere in the condo. The kitchen, updated in 2021, boasts light cabinetry, granite countertops, and sleek STAINLESS STEEL APPLIANCES, offering both style and functionality. PLANTATION SHUTTERS adorn the windows, adding a touch of luxury to the space.
The spacious split bedroom floorplan ensures privacy, with the primary ensuite providing peaceful views of nature, a FULLY RENOVATED BATH, and a walk-in closet. The ensuite bath features dual sinks, granite countertops, ample cabinetry storage, and a stunning walk-in shower with a glass enclosure. Relax on your SCREENED LANAI to enjoy the tranquility of nature and birdwatching along the mangrove shoreline. Convenience is key with an in-unit closet laundry room, while peace of mind comes from knowing that ALL WINDOWS WERE REPLACED IN 2018 with impact windows. Additional storage is available with the assigned 3x6 storage closet just steps away from the front door on the outside balcony area. Parking is a breeze with an assigned spot under the building and ample guest parking. Enjoy outdoor gatherings at the grilling area, and take a dip in the recently updated heated pool or unwind at the clubhouse with its array of amenities. Located within the gated Terra Ceia Bay Golf and Country Club, Estuaries II offers the best of both worlds, with easy access to St. Petersburg and Sarasota. Explore the 18-hole public golf course and immerse yourself in Florida wildlife on the walking trails and 500 ft fishing pier. Don't miss out on this exceptional opportunity! With a satisfactory Milestone Engineering Phase 1 Inspection in 2023, this turn-key condo is priced to sell and won't last long. Schedule your showing today and start living the Florida waterfront lifestyle you've always dreamed of!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,935 | $1,887 | $2,422 |
Total Monthly Payment | $2,432 | $2,384 | $2,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.