![]() |
SOLAR PANELS INCLUDED AT LIST PRICE! This adorable Florida cottage is deceptively large offering 4 bedrooms, 2 bathrooms, as well as an oversized one car garage! The beautiful entryway opens to the well-appointed front den and dining areas, adjoining the living room which opens to the kitchen, creating a very nice flow. Split plan, with 2 bedrooms located in the front portion of the home and 2 enormous bedrooms located in the back. Original hardwood flooring runs through the main living space and two front guest bedrooms. The 2 back bedrooms along with the second bathroom and indoor laundry were part of an addition completed in 2016, at which time the entire home underwent major renovation, making the effective date much more recent than stated original build date. The fully fenced lot with mature landscaping featuring a high production mango tree also boasts a large patio, beautiful new outdoor shower, and a fire pit. There's still plenty of space to add a pool, play equipment, or anything else your heart desires! At almost a 1/4 acre this is one of the largest lots in the area! Phenomenal location near fantastic schools, 3 miles from Siesta Key, AND just 5 miles from downtown Sarasota. Current electric bill averages less than $40 per month due to solar panels*
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$428,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,120 | $343,120 | $343,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.789% | 7.133% | 6.256% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,254 | $2,280 | $2,894 |
Total Monthly Payment | $2,543 | $2,569 | $3,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.