Rare and sought-after, this exquisite property in prestigious Spectacle Ridge offers a unique opportunity to own a piece of paradise with shared access to pristine South Spectacle Lake. Nestled on a private 8+ scenic acres of natural beauty, this home provides access to a shared waterfront with private beach, tennis courts, and clubhouse, making it a coveted retreat for those seeking tranquility and luxury. The beautifully-decorated Cape exudes charm and cheerfulness boasting hardwood floors, two fireplaces, and 9' ceilings, adding warmth and elegance to the space. The well-equipped kitchen with a propane cooktop and walk-in pantry flows seamlessly into a cozy family room with a wood stove and French doors opening to a private rear patio, perfect for outdoor entertaining. The main level features a living room, dining room, and private office, providing ample space for relaxation and work. Additionally, the lower level offers a ping pong table for added enjoyment. Ownership of this property includes private lake rights, boating equipment, and access to community clubhouse amenities, ensuring a lifestyle of leisure and recreation. Situated just over 90 minutes from Manhattan in the charming town of Kent, this home offers a rare opportunity to experience a year-round country/lake lifestyle that is truly unparalleled.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $919,200 | $919,200 | $919,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $712 | $712 | $712 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,219 | $5,735 | $7,695 |
Total Monthly Payment | $6,056 | $6,572 | $8,532 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.