One or more photo(s) has been virtually staged. Welcome to The Bayou a prestigious Bay Isles community on enchanting Longboat Key. Set amongst just 120 single-family home sites, this exquisite 3BR/3. 5BA, 2, 639 sq. -ft. , 2-story home with a newer 2022 roof presents a haven of resort-style living with unparalleled amenities. Ascend the stepped walkway leading to the double door entry, where the magic unfolds to revealing a fabulous open, split plan designed for entertaining, with a great room adorned with soaring ceilings, transom windows, skylights and a wall of sliders that beckon the natural light inside. Gleaming wood floors harmonize with the overall neutral tones, creating a comforting and inviting ambiance. The spacious kitchen features an abundance of storage and cabinet space, stone countertops, a tile backsplash and an adjacent eat-in area surrounded by glass, bathing the space in an abundance of natural light. The great room seamlessly opens to the heart of the home, boasting a fireplace that adds a touch of warmth to the living space. The split plan places the primary suite on the opposite side of the guest rooms, offering a sanctuary of tranquility. The primary suite boasts vaulted ceilings, French doors leading to the terrace, a cozy sitting area and a spacious primary bath with dual vanities and a large walk-in shower featuring dual shower heads. Step outside to the expansive outdoor area, a tropical oasis perfect for both entertaining and relaxation. A soaring 2-story covered deck overlooks the pool, surrounded by stately paver bricks and lush tropical landscaping that enhances the sense of privacy and serenity poolside. Residents of The Bayou have access to all the amenities of Bay Isles and its fabulous beach club. Longboat Key Golf & Tennis Country Club membership and Harbourside Moorings deepwater slips are available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,260,000 | $1,260,000 | $1,260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 6.989% | 6.850% |
Monthly Tax Payment | $893 | $893 | $893 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,489 | $8,277 | $11,063 |
Total Monthly Payment | $9,507 | $9,295 | $12,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.