Located in the Pine Bush CSD on 2. 3 peaceful acres is this unique 3 bedroom / 2 bathroom ranch. The gazebo front porch is a great place to sit and have your morning coffee. Inside you'll appreciate the charming log cabin vibe of this house. . . wide plank wood walls, wide plank wood floors, open stone work, a glass 3 season room, exposed beams, rustic touches and a cozy loft! The living room is open and welcoming. The kitchen has scads of cabinets with rollout shelving and a pantry, what seems to be endless counter space, stainless steel appliances, and a center cooktop island with a pot rack above. The dining room can fit a large dinner party, so go ahead and host Thanksgiving! There is a cozy loft that can be used for whatever you fancy. . . playroom, crafts, office, etc. Each of the roomy bedrooms has a large closet with shelving system for easy organization. The generously sized master bedroom can fit king furniture, has a spacious ensuite and a walk-in closet with a shelving system. The laundry room is conveniently located on the main floor near the bedrooms. Step outside on the back deck to a brand new, professionally installed hot tub and a motorized awning for those warm sunny days. The yard also features a unique tiered fish pond with lights, fountains, and landscaping. There is plenty of space to play in the level yard, and the home is located close to local restaurants, shops, the wine trail, local attractions, and outdoor recreation such as Sam's Point, Minnewaska, Mohonk, rail trails, etc. This home will not be approved for FHA or VA loans. Yes, this home needs some work, but the price reflects that and the work can be done on your schedule. Needs roof and siding. Roll up your sleeves for some sweat equity in this unique ranch. AS-IS SALE
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,800 | $332,800 | $332,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,299 | $2,212 | $2,854 |
Total Monthly Payment | $3,008 | $2,921 | $3,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.