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Welcome to this beautiful Sago Palm model pool home in the sought-after Ocala Palms community. A double-door entrance invites you into soaring ceilings featuring a well-appointed living area with triple sliders leading to the screened-in pool area, perfect for the indoor/outdoor Florida lifestyle. Luxury vinyl plank flooring flows seamlessly into the dining room providing ample space for family gatherings. The kitchen boasts poolside views, brand-new stainless steel appliances, and a custom pass-through featuring a granite countertop. The home offers a split-bedroom floor plan. The spacious owner's suite has its own sliding glass doors to the pool area, two walk-in closets, and a spa-like ensuite bathroom brimming with natural light, double sinks, a soaker tub, and a walk-in shower. The guest bath is perfectly situated on the other side of the home, in between the two nicely sized guest bedrooms with another set of sliders out to the pool in the third bedroom. The inside laundry area offers a utility sink and plenty of cabinets for storage and leads you out into the two-car garage that is enhanced by a new sliding screen garage door. Ocala Palms is a gated community just minutes to the World Equestrian Center, Publix, and I-75. The community has plenty of amenities, including an 18-hole golf course, driving range, tennis and pickleball courts, an indoor and outdoor pool, and a fitness center. The property features a 2024 AC/heating unit, newer water heater, and a 2016 roof. Please see the paperclip for a full list of improvements. The AC has a 10-year transferrable warranty. The preferred lender, Brittany Thompson with Success Mortgage Partners offering $1, 000 in lender credits and a free appraisal. 1 year home warranty also provided.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,600 | $295,600 | $295,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $1,965 | $2,535 |
Total Monthly Payment | $2,290 | $2,263 | $2,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.