Under contract-accepting backup offers. One or more photo(s) has been virtually staged. SPECTACULAR PRICE! NEW QUARTZ COUNTERTOPS! LVP and TILE floors! It's all about the LIFESTYLE! Apollo Beach’s premiere Mirabay community offers exceptional waterfront vistas and abundant resort-style amenities. This adorable villa is situated on a quiet corner lot overlooking pond and conservation views. These homes were designed to maximize lock and leave and low maintenance living. From the garage side of the home you can enter through a covered porch and through a decorative glass door into a tiled foyer. You are greeted by 10 ft ceilings, crown molding throughout, and wide hallways. There are 2 generous secondary bedrooms with new luxury vinyl flooring and a hall bath on this side of the home for privacy. The laundry room is nearby complete with laundry sink. The kitchen is the heart of the home for all your entertaining needs. The kitchen includes 42 inch cabinetry, new stainless steel appliances, BRAND NEW quartz countertops and tropical views out every window. The open concept gathering room provides ample space for large furnishings for movie watching, entertaining or conversing, and it even includes speaker pre-wires overhead and out on the lanai. Head outside and relax on the large screened porch with tranquil views in a park setting. The expansive owner’s retreat includes a reading nook that is perfect to spot the amazing wildlife like bald eagles, owls, and sandhill cranes. The en suite owner’s bath includes dual vanity sinks, a large walk-in shower and huge master closet. Low maintenance means the HOA takes care of the lawn & irrigation, and there are escrows for exterior maintenance/roof replacement. These owners have added lovely upgrades in 2022 including fresh interior paint, luxury vinyl plank flooring and new kitchen appliances. Mirabay is the place to be as Apollo Beach continues to add retail, restaurants, and entertainment venues surrounding gorgeous waterfront living. Not an age-restricted community. Plenty of places to sit and reflect waterfront life throughout the neighborhood. NO FLOOD INS REQUIRED. A MUST SEE!
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Our Executive Mortgage Banker:
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$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $653 | $653 | $653 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,772 | $1,726 | $2,244 |
Total Monthly Payment | $2,499 | $2,453 | $2,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.