Lovely Aspen model with newer carpet (2021) in the comfortable living areas followed by gorgeous vinyl plank flooring (2021) in the kitchen and great room. This home is more than spacious allowing plenty of room for anything that comes your way. Large parties, holiday family get togethers or surprise guests from out of town. The garage is redone from wall to wall, including the garage floor freshly painted (2024), complete with storage shelves, pegboard for tools, a convenient outside sink makes it easy to wash up after a dirty job. The lanai is large enough for an awesome game room complete with a pool table, a sewing or craft room, or a pet room. The shaded sitting area off of the lanai allows you to enjoy the Florida weather while grilling some burgers or sipping tea and catching up with neighbors. Spruce Creek has many amenities, clubs and activities that is sure to tickle ones' fancy with so much to choose from. Minutes to the best shopping, restaurants and entertainment on 441. Come own a piece of the fun in this exclusive retirement community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,195 |
Total Monthly Payment | $1,966 | $1,964 | $2,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.