Under contract-accepting backup offers. Experience maintenance-free Florida living in this meticulously maintained villa located in Fairfield. Step into a welcoming atmosphere that embraces you and your guests with its airy and expansive open floorplan, adorned with 16” tile flooring, tray ceilings throughout, and has the option to be sold turnkey furnished. This home offers seamless integration between indoor and outdoor living, as large sliding glass doors from the living room lead to an extended screened-in lanai, offering a fire pit, and breathtaking views of the lake. In the heart of the home, the kitchen boasts stainless steel appliances, a generous island, granite countertops, and abundant cabinetry, making it perfect for culinary endeavors and entertaining alike. The spacious owner's suite overlooks the serene lake and features walk-in closets, an ensuite bathroom with a large walk-in shower, dual vanities, and a water closet. Convenience is paramount with a 2-car attached garage and proximity to the heated community pool and spa, cabanas, and a state-of-the-art fitness room. Beyond the community, discover the nearby delights of downtown Bradenton, the stunning Gulf beaches, as well as easy access to Tampa, St. Pete, the Riverwalk on the Manatee River, and several championship golf courses. Is this home your perfect match? Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,944 | $2,529 |
Total Monthly Payment | $2,475 | $2,423 | $3,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.