11590 Shipwatch DRIVE, #248, Largo, FL, 33774 | $430,000

Helene Update - No power loss, no flooding in this community! No Milestone Inspection issues here! Welcome to your slice of waterfront paradise at Shipwatch Yacht and Tennis Club! This Move In Ready (Purchase or Lease) TWO BEDROOM end condo is all about coastal living. The main living space is comfortable, yet stylish, FLOODED WITH NATURAL LIGHT from the corner sliders which offer panoramic views of the beautiful ponds and grounds of the community. The kitchen is a dream with all NEW CABINETS AND COUNTERS, back-splash, and appliances. The new ISLAND is modern and practical. The spacious PRIMARY SUITE is your personal retreat with balcony access and views of the ponds. A walk-in closet and En-SUITE BATH featuring a new floor and vanity, and a tub/shower combination complete the room. The second bedroom is large, ideal for guests or family. You will love the OVERSIZED BALCONY- enjoy the breeze and soak in the serene atmosphere and stunning sunsets. So many updates to the unit - THE ENTIRE KITCHEN, island, stylish vinyl plank floors, plush carpet, new bath vanities and fixtures, interior doors, CUSTOM MADE CEILING DETAIL in the great room, crown molding, new lighting and ceiling fans. You have an UNDERBUILDING RESERVED PARKING SPACE, 4x6 private storage closet on the ground floor and SECURE LOBBY entry. A/C 2018; Electric Panel 2023; Water Heater 2022. Shipwatch has so much to offer - 54 landscaped acres bordering the Intracoastal Waterway- 2 pools, hot tub, Har-tru tennis courts, pickleball courts, fitness room, 2 Clubhouses, marina and a variety of regular and special activities! So close to the beach, great restaurants, and shopping. Come see for yourself - YOU WILL LOVE IT!

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: SHIPWATCH
  • Year Built: 1985
  • Approx Sq. Feet: 1,445
  • Acreage: 1.1
  • Est. Taxes: $6,105
  • Condo Fee: $971 Monthly
  • View: Water
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: U8232575
  • Days on Market: 240 days
  • Website: https://www.raveis.com
    /prop/U8232575/11590shipwatchdrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 5:17:26 PM)
Listing courtesy of THE AMBROSIO GROUP   Phone: 727-433-0372

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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11590 Shipwatch DRIVE, #248, Largo, FL, 33774

$430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $509 $509 $509
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,289 $2,286 $2,950
Total Monthly Payment $2,873 $2,870 $3,534

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.