Welcome Home to Sea Island South, a gem nestled on the Mandalay Channel with breathtaking waterfront views as you stroll the community. This condo is perfect for those seeking the serene island lifestyle in their retirement years, offering a vibrant 55+ community that caters to every need. Upon arrival, you’ll appreciate the convenience of your own dedicated covered parking space, leading you to an incredibly rare find: a first-floor accessible unit that boasts both a private outside entrance and an interior entrance from the elegant lobby. As you step inside this 1 bedroom, 1 and a half bathroom space, you’re greeted by soaring 9ft+ ceilings adorned with crown molding, echoing an aura of luxury and spacious living. The kitchen is a chef’s delight, featuring stainless steel appliances, granite countertops, and cherry wood cabinetry, all beautifully accented by a mosaic tile backsplash. The open layout of the family and dining room presents a welcoming space for entertaining, complete with freshly shampooed carpets for a pristine feel. The guest half-bathroom adds a layer of convenience, preserving the privacy of the owner's suite. This suite is a true sanctuary, offering a generous wall of closets and an exquisite ensuite bathroom equipped with a glass-enclosed shower and an updated vanity. Newly installed windows allow for peace of mind for years to come. Next door, the community laundry offers added convenience. Sea Island South doesn’t just offer a home; it provides a maintenance-free, resort-style living experience. Revel in the luxury of a pool with a gazebo that overlooks the Mandalay Channel, an updated dock perfect for fishing or lounging, and a boat drop-off extension. The recreation room, complete with a full kitchen and a billiards/TV room, ensures there’s always something to enjoy. With just four units per floor across the building’s eight floors, a peaceful living experience is guaranteed in this friendly, no pets or rentals, 55+ community. Located within the Island Estates waterfront community, endless shopping and dining options await, and the sands of Clearwater Beach are just a few short minutes away. Whether you choose to catch the Jolly Trolley or ride your bike to the beach, Sea Island South offers an unparalleled living experience for those who dream of island life in their golden years. **SELLER HAS ALSO PAID CURRENT ASSESSMENTS OFF FOR NEW ROOF AND WINDOWS***
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $246 | $246 | $246 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,538 | $1,537 | $1,982 |
Total Monthly Payment | $1,859 | $1,858 | $2,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.