Watch the manatee and dolphin from your dock!!! This home offers so many places to spend your time and enjoy!! This 2 bed/2 bath 1994
waterfront home has 996 sq ft of heated area, PLUS an additional 264 sq ft enclosed Florida room. This home features laminate flooring throughout and waterproof vinyl in Master Bath and Guest Bath. Newer Refrigerator, Microwave and DW. The kitchen has a new electric range (2023) and has refinished countertops. The Kitchen and Family rooms are open concept, with formal living room overlooking the waterfront. A barn door was recently installed in the formal living room for privacy and could easily be used as an additional guest room or office. Roof (2015), HVAC (2020). Washer & Dryer in large shed located in large 16' wide carport, which is big enough for 2 cars and a golf cart. This home is located in Americana Cove, a 55+ Community with low monthly HOA of $360. Water, Sewer, Trash pickup, and lawn mowing/edging included in HOA, in additional to 24 hr manned gate, private streets and all amenities, including heated pool, shuffleboard, bocce ball, two boat ramps, kayak launch and many clubs and activities. Located 10 minutes from downtown St Pete, 15 minutes to airports and 20 minutes to beautiful sandy beaches. Two indoor cats are welcome or emotional support animal. Management requires credit and background check. Minimum credit score 675 or above required. Call for an appointment today!!
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Our Executive Mortgage Banker:
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,612 | $1,612 | $2,067 |
Total Monthly Payment | $1,990 | $1,990 | $2,445 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.