Motivated seller! Gorgeously updated residence nestled in the sought-after Spring Lake community. Just steps away from the newly established 44-acre Gladys E. Douglas Preserve, 5 minutes to Downtown Dunedin's vibrant shopping and dining scene, and conveniently close to various attractions such as Westfield Countryside Mall, Dunedin Fine Arts Center, Honeymoon Island State Park, and Clearwater Beach.
This meticulously maintained home boasts recent installations of major systems, including a 3-ton A/C system (September 2019), a 30-year dimensional roof and impact-resistant glass skylight (September 2020), a new fence and gate (November 2020), a new irrigation system, professional landscaping, fresh paint inside and out, and updates to the lanai area with new screening and tile flooring (June 2021). Situated in a NO-flood zone, this centrally located residence offers 3 beds, 2 baths, and a 2-car garage spread across 1, 854 square feet of living space, with an additional 380 square feet in the garage and a 178 square foot lanai, totaling 2, 436 square feet of usable space under the roof. Interior highlights include an open floor plan, premium wood laminate flooring, vaulted ceilings, a gas fireplace, premium hurricane-rated impact-resistant windows, a security system, and dusk-to-dawn lighting. The kitchen features matching black appliances, white wooden and glass cabinets, black granite countertops, TWO pantries, and a charming wooden corner China cabinet. Both bathrooms have been tastefully updated with new vanities, granite tops, faucets, mirrors, lighting, and stylish tile flooring and accents. The first-floor bedrooms offer lighted closets, new fans, adjustable can and fan lighting, and plush carpeting. Laundry facilities are conveniently located near the kitchen. The private second-floor master suite includes a bonus sitting area, ample closet space, and a luxurious renovated primary bath with a soaking tub, dual sinks, a walk-in closet, and a re-tiled walk-in shower with brand new fixtures and doors, accompanied by two linen closets. The home is adorned with new LED lighting fixtures, fans, and blinds throughout. The screened lanai provides an ideal space for enjoying Florida's weather and entertaining guests, while the backyard offers a safe, low-maintenance environment for children with new fencing and stunning drought-tolerant landscaping. Appliances currently in the home are included in the sale. Community amenities abound, including a clubhouse with a fitness facility, pool with heated spa, tennis and basketball courts, playground, BBQ areas, and a pathway to Spring Lake for leisurely strolls, kayaking, and fishing, all available for a monthly fee of $100.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,999 | $383,999 | $383,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $445 | $445 | $445 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,491 | $2,523 | $3,215 |
Total Monthly Payment | $3,011 | $3,043 | $3,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.