Welcome to your exquisite retreat in the heart of Lincolnville, St. Augustine, Florida! This exceptional, newer construction home combines timeless elegance with modern convenience. Centrally located in historic Lincolnville, you are within walking distance to Flagler College and just moments away from a vibrant downtown area, pristine beaches, shopping, dining, and entertainment options. The main level greets you with an inviting staircase in this sun-drenched haven. Discover a stunning interior adorned with high-end finishes, impeccable craftsmanship, soaring ceilings, and luxury floors. The home's centerpiece is the gourmet kitchen, where sleek marble countertops, custom cabinetry, and premium stainless steel appliances create an atmosphere of refined sophistication. There are two primary bedroom options—one conveniently located on the ground floor and another on the third floor- and both have a washer and dryer access. This home offers unparalleled flexibility and privacy. Investors, the historic old school house next door can be purchased together, making this the ultimate compound for renters, family, friends, or guests. Take advantage of your opportunity to own this contemporary gem in one of St. Augustine's most coveted neighborhoods. Best of all, it is not in a flood zone! Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.258% | 6.201% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,132 | $4,132 | $5,738 |
Total Monthly Payment | $4,593 | $4,593 | $6,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.