***BACK ON THE MARKET*** Welcome to your private oasis in the heart of beautiful St. Petersburg. NO HOA. NO CDD. NO DEED RESTRICTIONS. As you approach the property you are greeted by luxurious zero-scape landscaping that remains lush and vibrant all year long. The extended driveway provides ample parking for all your guests. This energy-efficient single-family home has a screened-in patio, decorative walk-path, and oversized fenced yard with seating area to extend your entertaining space. Property includes a BONUS ROOM/STUDIO with private entrance, separate split unit a/c, and ensuite that may potentially be used as income property (NOT INCLUDED IN HEATED SQUARE FOOTAGE OR TOTAL ROOM COUNT). Home includes many upgrades: new roof and insulation (2023), gutters/fascia (2023), whole house resurfaced/stucco (2023), new a/c with electrical upgrade (2023), standalone WHOLE-HOUSE GENERATOR with panel upgrade (2022), windows reinforced with smash/break 3D seal (2022), upgraded window treatments (2021), all interior and exterior doors upgraded including composite moulding (2020), water heater (2018), painted (2024). It's time to escape the freezing temperatures and grab your very own piece of paradise.
Minutes from the ocean, downtown St. Pete, easy access to I-275, US-19, infamous Sunshine Skyway bridge, Fort Desoto, boutique shops, fine dining, Tropicana Field, and more! Call me to schedule your showing today before this gem is gone. Current loan may be assumable.
https: //listings. nextdoorphotos. com/vd/158248191
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,999 | $283,999 | $283,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,795 | $1,793 | $2,319 |
Total Monthly Payment | $1,870 | $1,868 | $2,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.