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Price Improvement - Perfect Pied-a-Terre
A stunning studio, designed with a Parisian style ambiance, a stone's throw from Central Park, the iconic Dakota, and Strawberry Fields. This is a beautiful, well-designed studio in the heart of the Upper West Side. Meticulously renovated, with custom built-ins, and hand-painted Venetian plaster, all with the luxuries of an exceptional home.
This studio is in excellent renovated condition. It is stylish and functional, with combined living, island counter dining, and a remote work area. Apartment 81C also offers a bonus storage closet, located outside the apartment, a rare offering in this building. Recently, all 15 floors of the Bancroft were renovated, with updated hallways, fixtures, and new apartment doors.
Built in 1926 by renowned architect Emery Roth, the Bancroft is a full-service pre-war cooperative building in superb physical and financial condition. Located just half a block from Central Park, gourmet and boutique shopping, restaurants, and other neighborhood favorites, such as Trader Joe's, Fairway, and Citarella. Lincoln Center and Columbus Circle are all within a few blocks, offering entertainment, shopping, and a Whole Foods.
The Bancroft boasts a beautiful historic lobby and passage hallways. It offers amenities such as a 24-hour doorman, central laundry facility, live-in superintendent, additional private storage for rent (with a wait list), a bike room (with a wait list), and a package room.
The Bancroft is conveniently located to public transportation, including local and express trains 1/2/3 and the B and C trains, as well as the M72 crosstown buses, and various uptown/downtown buses.
80% financing allowed. Pied-a-Terre and guarantors are welcome, and the building is pet-friendly.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,709 |
Total Monthly Payment | $2,177 | $2,175 | $2,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.