25 Valeria Circle, North Salem, NY, 10560 | $699,000

Welcome home! 25 Valeria Circle, North Salem is it! Step into this beautiful sun-filled home featuring 3-bedrooms 2 bathrooms set on . 45 acres and just across the street from Candlewood pond offering an opportunity for kayaking and skating depending on the season! Outdoor enthusiast will also enjoy the nearby parks and preserves. This beautiful home offers a great flow for entertaining. First floor entry foyer with open floor plan leads into formal living room and adjacent to a generously sized eat-in-kitchen with skylight and ample built-in cabinetry. Kitchen leads to great room/family room with sliders to the outdoors. Enjoy the lower level patio for easy indoor/outdoor dining, and flat back yard. Conveniently located on the first floor is a wing for the bedrooms. Primary bedroom with views of the level backyard and side yard. Two additional bedrooms, home office and two hallway bathrooms complete the first floor. Lower level is walk-out and offers great recreation space, work room, cedar closet and tons of storage including a large, detached garage. Located in the Katonah-Lewisboro School District. Great commuter location with easy access to I-684 and the Goldens Bridge Metro-North train station.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1954
  • Garage: 1-car Detached, 1 Car Detached, Driveway
  • Heating: Oil, Hot Water
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 2,245
  • Acreage: 0.45
  • Est. Taxes: $14,062
  • Lot Desc: Near Public Transit
  • Elem. School: Increase Miller Elementary School
  • Middle School: John Jay Middle School
  • High School: John Jay High School
  • School District: Katonah-Lewisboro
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: H6287984
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/H6287984/25valeriacircle_northsalem_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Douglas Elliman Real Estate   Phone: 914-273-1001

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

25 Valeria Circle, North Salem, NY, 10560

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment $1,172 $1,172 $1,172
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,627 $3,674 $4,681
Total Monthly Payment $4,891 $4,938 $5,945

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.