7195 Islamorada CIRCLE, Seminole, FL, 33777 | $549,000

Your own Personal Paradise! Seminole Isle is a luxury, pet friendly, gated waterfront community, minutes away from vibrant downtown St Pete. This architecturally brilliant townhome design offers tranquil views of the Bayou and Mangroves, yet a 5 minute drive brings you to the new Seminole City Center with endless shopping, restaurants, and a movie theater! Your main living area is spacious, bright, and airy! Crown molding frames an open door design living area with a formal dining are, a powder room, and a sliding glass door(s) lanai that spills sunlight and greenery into the living room. You’ll enjoy a chef’s thoughtfully planned kitchen layout-complete with island, 42” maple cabintry, exquisite granite countertops, premium stainless steel appliances and a computer desk area! The upper level delivers privacy and serenity with 3 bedrooms and 2 baths. You will be spoiled with the main BR with double doors leading into an en suite bath (with Jacuzzi jets), offering dual vanities and a glass enclosed shower. A door leads you into a walk-in closet and built in shelving! A laundry room, with built-in ironing board, hookups for a huge washer and dryer, and extra cabinets for laundry soaps, etc. There is a bonus area for office or play and a dual zone climate control, plus 2 bedrooms with a built in closet in one, and access to the guest bathroom in the other. Your oversized bottom level garage gives interior access to the home and also to a covered back patio with a grill. The 2 car garage has king sized storage space, a ceiling fan, 2 kayaks and an automatic garage door opener! Finally, Seminole Isle offers premium community living with gorgeously manicured grounds, a heated swimming pool, tennis, pickle ball, and an upgraded fitness center! A short walk brings you to the clubhouse, mailboxes, a fishing pier, kayak/canoe launch (with storage) or the waterfront with picnic pavilions, grills, fire pit, exercise path and stunning views! Lake Seminole Park is directly across Park Blvd with a boat ramp, fishing piers, playgrounds, hiking and nature! Even though the beaches are only 10-15 minutes away, you may never want to leave your own Personal Paradise!!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Handicap Modified, Maintenance, Pool, Recreation Facilities, Security, Tennis Court(s), Wheelchair Access
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Other
  • Year Built: 2006
  • Garage: 2-car Covered, Driveway, Garage Door Opener, Golf Cart Parking, Guest, Off Street
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,090
  • Acreage: 0.05
  • Est. Taxes: $6,031
  • HOA Fee: $366 Monthly
  • Condo Fee: $121 Monthly
  • Lot Desc: CoastalConstruction Control Line, Conservation Area, Corner Lot, Flood Insurance Required, Near Golf Course
  • View: Trees/Woods, Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: A4601513
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4601513/7195islamoradacircle_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/15/2024 4:55:11 AM)
Listing courtesy of SAVVY AVENUE, LLC   Phone: 888-490-1268

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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7195 Islamorada CIRCLE, Seminole, FL, 33777

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment $503 $503 $503
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,849 $2,885 $3,677
Total Monthly Payment $3,444 $3,480 $4,272

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.