3218 10th LANE W, Palmetto, FL, 34221 | $414,000

Under contract-accepting backup offers. Reduced! Best deal in the community! Seller will give buyer 5, 000 dollar closing cost credit for interest rate buy down or use for a closing cost credit.

Enjoy the Florida lifestyle in this stunning, Better than New Waterfront townhome nestled in the quaint Riverbay community, conveniently situated just before the bridge to Snead Island. Boasting proximity to the Bradenton Yacht Club and the serene Emerson Park, this residence offers unparalleled convenience and luxury.

Recent major updates completed in the past year: New roof, new screens, new kitchen, renovated master bathroom, new interior paint, all new appliances, plantation shutters, new elevator, new luxury vinyl floors throughout, ceiling fans and lighting, washer and dryer.

Step inside to discover a meticulously updated interior, showcasing new luxury vinyl floors, fresh paint, and elegant crown moldings throughout. The brand-new kitchen is a chef's delight, featuring solid wood cabinets, quartz countertops, and top-of-the-line stainless steel appliances.

Ideal for multi-generational living, the first floor hosts an en suite bedroom with a private bath, perfect for accommodating guests or serving as a comfortable mother-in-law suite. Upstairs, the expansive master bedroom retreat awaits, complete with dual walk-in closets and a lavish bathroom adorned with floor-to-ceiling marble, a spacious walk-in shower, dual sinks, and an updated vanity. Easy access for everyone with a recently installed elevator for all levels.

For boating enthusiasts, Riverbay offers convenient access to 14 in community boat slips available for lease or purchase, as well as a nearby high and dry marina. Enjoy a lifestyle of leisure with no CDD fees and low HOA fees ($387/mo), which include water, trash removal, access to the community pool, fishing dock, nature trails, and kayak launch.

Don't miss the opportunity to explore this exceptional home through the immersive 3D virtual tour, and ensure it finds its place on your shortlist of must-see properties. Discover your dream Florida retreat today!

Features

  • Elevator: Y
  • Amenities: Park, Pool, Recreation Facilities, Trail(s)
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,604
  • Acreage: 0.05
  • Est. Taxes: $3,603
  • HOA Fee: $387 Monthly
  • Lot Desc: Conservation Area, Cul-De-Sac, Near Marina, Sidewalk
  • View: Park/Greenbelt, Trees/Woods, Water
  • Elem. School: Palmetto Elementary-MN
  • High School: Palmetto High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Microwave, Refrigerator, Washer
  • MLS#: A4601402
  • Days on Market: 184 days
  • Website: https://www.raveis.com
    /prop/A4601402/321810thlanew_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 6:38:08 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-907-1033

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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3218 10th LANE W, Palmetto, FL, 34221

$414,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $331,200 $331,200 $331,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $300 $300 $300
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,203 $2,201 $2,840
Total Monthly Payment $2,578 $2,576 $3,215

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.