This direct intracoastal community is a great place to relax. The condo has 2 bedrooms, the master bedroom has a queen bed and the spare bedroom has two extra long twin beds. There are two full bathrooms; upstairs has a tub/shower combination and downstairs has a shower only. There is an on-demand hot water heater, so no cold showers. One car GARAGE is included in the sale. There are 6 mooring spaces for small boats at the condo dock. There is boat storage space for one boat/trailer with a 20' maximum length of the trailer. Boat slips and boat parking is not guaranteed. There are restaurants nearby and it is a short drive to St. Augustine's historic downtown area. Marineland is located 5 miles south on scenic Highway A1A. For the shopping enthusiast, there are two outlet malls located 16 miles from the condo. For the fishing enthusiast, there is a boat ramp/bait shop half a mile south of the condo. Garage HOA fee Annually is $1, 100. 00 ($91. 67 a month). Owners are allowed to have 2 pets and no weight or size restriction. Community allows short term vacation rentals.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,367 |
Total Monthly Payment | $3,197 | $3,127 | $3,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.