Custom lakefront home on beautiful spring fed Lake Ella. This home is in the quiet subdivision of Hidden Oaks in the Town of Lady Lake and features over 3, 500 SF of living space with 4 bedrooms and 3 1/2 bathrooms. When you enter the home, you will be met with breathtaking natural light and panoramic views of lake Ella and many mature oak trees that make this property a special place to call home. The first level features an open concept living/kitchen/dining room. The living room has a large stone, gas fireplace with a half bath at the foyer. Large 12 ft sliders open up to a deck with composite plank flooring and the best sunsets around! The large eat in kitchen/dining room has plenty of space for large dinners, wood cabinetry, granite countertops, island with gas cooktop and all new stainless-steel appliances that were replaced in late 2023. Just off the upstairs living area is the large master suite with his and her closets, a gas fireplace, sliders out to the first level deck and an oversized master bathroom with double sinks, walk in shower and large garden tub. Then head downstairs and discover 3 additional bedrooms, 2 full bathrooms and a great room with another set of 12 ft sliders that open up to a large brick paver patio, added in 2022. The patio is complete with firepit and plenty of room for grilling, entertaining and lots of beautiful Florida outdoor living. Other features include complete block construction (both levels), 10-foot ceilings and custom woodwork and trim throughout the entire home, an oversized garage with two separate 8 ft garage doors, 12 ft ceilings and ample attic space, a tankless water heater, separate air conditioning systems for each level, large driveway, new irrigation pump and sprinkler system (2023) and so much more. This home is located just outside of The Villages and all of its amenities, just a short 10-minute drive to Lake Sumter Landing and UF Health, The Villages Hospital. Close to everything and provides quiet, peaceful country/lakeside living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$829,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,200 | $663,200 | $663,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.375% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.387% | 6.498% | 6.413% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,138 | $4,138 | $5,686 |
Total Monthly Payment | $4,642 | $4,642 | $6,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.