Under contract-accepting backup offers. Drastic Price REDUCTION!! Don’t wait on this one. WATERFRONT HOME WITH GULF ACCESS. Florida dollhouse awaits in Paradise!! This lovely turn-key home sits on a gorgeous waterfront canal. Quaint 2 bedroom 1 bath just perfect for your winter retreat or seasonal rental. Home has a 1 car garage, extra parking pad, large Florida Room with screened lanai and comes fully furnished. The inside is just as cute as the outside, with an open floor plan that makes great use of the space. The kitchen opens to the dining area and views of water and patio. Front entry to the living room - opens up to the Florida room and onward to the screened lanai. Main BR has slider opening to the great Florida room. Large BR2 also with large closet and the full bath between both. Saltwater canal with a new concrete dock (8'X33') gives you access to Charlotte Harbor within 10 -12 minutes. Southern exposure, sit in your HOT TUB and ENJOY water views and the plush tropical landscape creates a backyard oasis with beautiful sunsets. Additional features include inside laundry, 2 sheds, new roof in 2022, new A/C with furnace in 2020, new electric main box with additional 30 amp service ready for RV in 2018, new water heater 2019, plus more. Great as a second home, vacation rental or investment. Located minutes from the new Sun Seeker resort, downtown Punta Gorda and Fisherman's Village, Hospital and shops with Gulf beaches within 30 minutes. 1 mile to the Port Charlotte BEACH Park. Put your BOAT in or Kayak in the water here. Scenic Waterfront Space with Community POOL, Boat Ramps, FISHING Pier, Basketball, Tennis, Playground & a DOG Park.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,630 | $1,569 | $2,024 |
Total Monthly Payment | $2,127 | $2,066 | $2,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.