Under contract-accepting backup offers. PGI Gorgeous 1, 513 sq. ft. 2 bedroom, 2 bath condo on the water with no fixed bridges to Ponce Inlet and Charlotte Harbor leading to the Gulf of Mexico! This Grand Bay second-floor condo features elevator access, covered parking (#21), deeded boat slip (#4), storage (#5). NEW ROOF AND EXTERIOR PAINT 2024. Inviting open floor plan freshly painted with soaring tray ceiling, crown molding, plantation shutters and tiled and engineered hardwood floors throughout. The well-appointed kitchen features raised panel wood cabinetry, new granite countertops, updated matching backsplash, stainless steel appliances (2017), a breakfast bar with new pendant lighting, pantry closet and cozy dining area. The kitchen overlooks the great room with views right out to the lanai balcony with fabulous water views and breezes. The bright and airy primary bedroom has slider access to the lanai, views of the waterfront and an updated private bath with extended vanity with dual sinks, corner soaking tub, private tiled water room, a walk-in tiled shower with rain shower head and a huge walk-in closet. The guest bedroom has ample closet space and a separate full guest bath that family or friends will appreciate. The laundry area is located outside the guest bath and includes new washer/dryer and countertop. The lanai features new pendant lights and floor, was recently painted and rescreened. It also has a desirable Eastern exposure which gives morning sun and afternoon shade for your maximum comfort along with fantastic water views. The deeded boat dock, #4, is waiting for your boat and is located outside your lanai. The home also features a new A/C 2018, water heater in 2024, new ceiling fans, bar area tiled with cabinets and a beverage refrigerator, new engineered hardwood flooring, exterior building paint. The Monthly HOA fee includes cable TV, a community pool, flood insurance, water and much more! This is one not to miss! Grand Bay Condo is located at the end of the street in a peaceful cul-de-sac. Punta Gorda Isles is centrally located for easy access to the historic downtown featuring restaurants, shopping and community events; the Yacht Club; Fishermen’s Village and more; yet it is also convenient to I-75 and a short drive to gulf beaches. ENJOY THE ATTACHED COMPLIMENTARY VIDEO AND 3D!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,066 | $2,687 |
Total Monthly Payment | $2,436 | $2,381 | $3,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.