Welcome to the Bay Oaks Estates community! This 3-bedroom, 2-bathroom plus Den home boasts a range of desirable features that make it a great living space. The split floorplan provides a functional layout with a formal living and dining area, a spacious kitchen that opens to the family room, and a master suite with an en-suite bath featuring a large walk-in shower. The house is adorned with ceramic tile and carpet, neutral décor, decorator niches, and aquarium glass. Pocket sliding doors to the pool make it the perfect place to host your friends for a great party. Some of the notable upgrades include rounded corners and crown molding, which add a touch of elegance to the space. New roof in 2019. Home is in move in ready condition. The property is located on a big corner lot and is fenced.
You can access the Legacy Trail directly from the neighborhood, no need for bike racks or cars! Bay Oaks Estates is a wonderful, friendly, well-established community with fair deed restrictions, an HOA fee of only $270 a year and no other fees. This home is minutes from world-renowned Pine View school, multiple area beaches including #1 rated Siesta Key, Nokomis Beach, shopping, restaurants and n newly constructed, Sarasota Memorial Hospital on Laurel Road. Put this one on the top of your list!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,368 | $3,411 | $4,346 |
Total Monthly Payment | $3,715 | $3,758 | $4,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.