5415 Rio Vista STREET, Sarasota, FL, 34232 | $295,000

*Relax and Enjoy Life in this Cozy Gem** Nestled in a peaceful neighborhood, this charming 2-bedroom, 1-bathroom home is the perfect place to escape the hustle and bustle of city life. Whether you're a first-time homebuyer, a snowbird seeking a winter retreat, or simply looking for a cozy abode, this property has something for everyone. With its updated kitchen cabinets and appliances, as well as a convenient indoor laundry room, this home offers a comfortable and functional living space. Spend your days relaxing in the tranquil yard, inside listening to the rain patter on the metal roof, or take advantage of the oversized lot to park your boat or RV. Just miles from some of the most stunning beaches in the world, this property is an ideal spot for those who love the outdoors. Whether you prefer swimming, sunbathing, or simply enjoying the breathtaking views, the beach is your playground. And when you're not basking in the sun or exploring the coast, you'll appreciate the convenience of being close to excellent schools and all the amenities you need. With its peaceful ambiance and proximity to everything that matters, this home is truly a little gem waiting to be discovered. Don't miss out on this opportunity to make it yours!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1983
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,030
  • Acreage: 0.15
  • Est. Taxes: $2,608
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4600217
  • Days on Market: 121 days
  • Website: https://www.raveis.com
    /prop/A4600217/5415riovistastreet_sarasota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/26/2024 1:36:28 AM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Evelio MirandaInsurance Sales Director, William Raveis Insurance

561.704.7334

Evelio.Miranda@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5415 Rio Vista STREET, Sarasota, FL, 34232

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.828% 7.133% 6.276%
Monthly Tax Payment $217 $217 $217
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,570 $1,569 $1,990
Total Monthly Payment $1,862 $1,861 $2,282

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.