Are you dreaming of your forever home that is a only a short walk to St. Augustine's white sand beaches yet also surrounded by a private natural wooded canopy on coveted Anastasia Island? If so, then your paradise is found at 24 Ocean Woods Dr W. ! This architect designed and built home spared no detail when ensuring excellent structural design using 2'x6' construction and a Western cedar exterior lap siding for long-lasting durability. The home is thoughtfully situated on a . 31 acre lot to maximize privacy. Its split-level floor plan offers both formal and casual living spaces on the main level. Cozy up next to the wood-burning fireplace in the rear family room. You'll also look forward to preparing your daily meals just to have a chance to take in views of the serene canopied back yard from the kitchen's wrap-around picture windows. Three bedrooms and two full bathrooms are located just up the half-set of stairs while a half bath is conveniently located on the main level. Feeling outdoorsy? There are so many spaces to choose from including a covered front porch, covered back porch with extended decking, and a 10'x10' paver patio surrounded by nature. Owner will consider holding a first or second mortgage with a favorable interest rate for qualified buyers!!!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,920 | $583,920 | $583,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,983 | $3,881 | $5,007 |
Total Monthly Payment | $4,293 | $4,191 | $5,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.