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This beautiful unfurnished, popular Brighton floor plan with PRIVATE ENTRY offers 3 bedrooms, 3 full baths, dining room and a two car garage and 10' ceilings throughout. Peaceful long lake views with desired south lake exposure from the covered lanai and extended brick paver patio. TRANSFERABLE WARRANTY FOR ALL APPLIANCES (4 YEARS REMAINING). Many upgrades including impact glass, glass entry door, laundry sink & cabinets, chandeliers, additional shelving in all closets, Bali & Leveler banded window shades and wood blinds, stainless steel fans, stainless steel appliances with a GE Profile counter depth refrigerator, travertine window thresholds, sconces at entryway, TV wall mounts, glass wall shelving, wood shelves in all bathrooms, a/c upgrade to direct output, kitchen pantry converted to 96" cabinets and more! THE A/C PIPING WAS REROUTED to direct gravity discharge to outside the front of the house to eliminate any monthly underhouse pipe vacuuming and vinegar treatments - was completed May 2023 for $1, 000. Valencia Bonita is a wonderful Active Adult 55+ Community offering daily activities for all residents to enjoy with many clubs to join. A 10-acre waterfront recreation complex with a spectacular 45, 000 sq. ft. clubhouse! Great amenities including a fitness center, spa, restaurant, sports lounge, massage rooms, card rooms, event room, pools, tennis, pickle ball, bocce ball, dog parks and the list goes on. Listing price is $689, 000.
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Our Executive Mortgage Banker:
Our Insurance Division:
$670,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $536,000 | $536,000 | $536,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $521 | $521 | $521 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,611 | $3,611 | $4,632 |
Total Monthly Payment | $4,224 | $4,224 | $5,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.