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Beautifully renovated maintenance-free condominium in a tropical old-Florida setting: end-unit one story villa: 2 bedrooms/2 baths/2 car carport/1, 244 sf including an enclosed lanai. Inviting open-concept living space that flows from the spacious kitchen through the dining area & living room to the 10x18 lanai, which features floor to ceiling glass sliders; step outside to a very private outdoor space with a wrap-around Paver patio and a green backdrop of palm trees and tropical flora. Architectural features include a living room with a 12 ft vaulted ceiling and above-eye-level Clere-story windows that channel in the Florida sun; the kitchen was renovated in 2022 with recessed lighting, a pantry, granite counters, Shaker cabinets- both traditional cabinets as well as drawers that pull out to easily see everything inside, stainless appliances: gas stove 2014, dishwasher 2014, refrigerator 2017, microwave 2022; washer/dryer negotiable. Totally renovated primary bath has a fabulous newer tiled shower & frameless shower door, new vanity & sink, mirror & light fixture; guest bath is updated with new lighting, vanity & sink. Additional upgrades: Paver patio and walkway added in 2017, high impact windows were installed in 2018, A/C in 2020, hot water tank 2024, and a new concrete driveway 2024. There is a roomy attic and an attached storage shed that can accommodate tools and has room to hang your bike. This home was renovated with tasteful design elements and highest quality for the comfort and enjoyment of the owners who now plan to relocate- the improvements were not done to flip the property. Village Gardens is a pet-friendly community, 2 pets allowed max weight 40 lbs each. Clubhouse has a manager's office, a full kitchen for entertaining, a library, and a pool table. Heated pool with ramada, picnic tables and 2 gas grills. The tennis court is also a pickleball court; 2 shuffleboard courts. There is a drive-through recycling area and an area to wash your car. This is a maintenance-free community, roofs are paid for by the association; lawn sprinkler system uses recycled water. Village Gardens is located just minutes to the commerce, fine dining and culture of Sarasota. Dreaming of a home in Paradise? Don't just dream a dream. . . buy one!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.538% |
Monthly Tax Payment | $68 | $68 | $68 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,057 |
Total Monthly Payment | $1,739 | $1,738 | $2,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.