Under Construction. Builder offering $5, 000 in closing costs or rate buy-down assistance to Buyer! Construction expected to be complete mid June 2024. 10 yr RWC New Home warranty from builder. If you’re looking for a quiet location, this home is for you! Large backyard with room for future pool or playset. Includes many features not normally found a home in this price range such as waterproof luxury vinyl flooring everywhere but the bedrooms, upgraded carpeting in bedrooms, hardware on the cabinetry, indoor laundry, sliding glass doors, large concrete patio out back, 2 sinks in Master bath, etc…. The indoor laundry room is conveniently hidden from view, right off the kitchen. The kitchen is open and bright, featuring a 7'8" long, high-top bar area where you can enjoy good times with friends! The Master bedroom has a wonderful walk-in closet and a luxurious Master bathroom. The Master bathroom features 2 sinks which gives you more cabinets/storage than normal and a floor-to-ceiling tiled, walk-in shower. The best part of the shower is having the faucet handles located to the side so the water can be turned on & warmed before you enter. The garage space has been maximized by recessing the furnace in the ceiling. You will also enjoy the sliding glass doors leading to the 10’x10’ concrete patio in the backyard. Perfect spot for enjoying your morning cup of coffee.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $10 | $10 | $10 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,270 | $1,239 | $1,590 |
Total Monthly Payment | $1,355 | $1,324 | $1,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.