NEWER 3 BEDROOM HOME IN TRADITIONS A POPULAR 55+ WINTER HAVEN LAKEFRONT COMMUNITY. This home offers 3 bedrooms, 3 baths and a dedicated office with a great room and office. The home with its open and inviting floor plan has great room/kitchen/breakfast nook combination, triple split bedroom plan (all bedrooms have their own full bath) offering lots of privacy, dedicated office, spacious master bedroom with large double closets and attached oversized master bathroom and lovely wood tile throughout with the exception of the master bedroom. The seller recently had one of the guest showers completely renovated with travertine tile and pebble rock floor making it a roll in shower for easy access. The home offers plenty of cost saving options and is very efficient including low E tinted double pane windows and a high efficient A/C system. The home offers 10 ft. ceilings, crown molding and an open kitchen with tons of storage, backsplash, stainless steel appliances, 42 inch hardwood cabinetry and large center island with quartz countertop for entertaining. Other great features are full irrigation system, water softener, upgraded high-end fans and lighting, 3 car garage with 2 power doors, whole home generator, large inside laundry, pavered driveway, walkway and lanai, front screened Portago for privacy, large rear lanai with special screening that doesn't let rain water in and overlooks conservation area so you have NO REAR NEIGHBORS. This 55+ community is in prime SE Winter Haven, is built out and offers so many great amenities including impressive gates, massive clubhouse with tons of activities including, craft room, fitness center, billiard room, tennis and pickleball courts, library and Olympic sized swimming pool with huge spa overlooking Lake Ruby with several docks, large over lake pavilion and the communities own boat ramp. All included in reasonable HOA that also includes lawn maintenance, exterior painting, cable TV and security monitoring. Golf carts are acceptable but really no need here as you are only a short walk to the clubhouse and all these great amenities. Come and live the maintenance free life you deserve. SPECIAL FINANCING AVAILABLE FOR VA BUYERS.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,071 | $2,017 | $2,624 |
Total Monthly Payment | $2,146 | $2,092 | $2,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.