3503 10th LANE W, Palmetto, FL, 34221 | $399,900

No damage to this gem!! Welcome to your oasis in Palmetto's prestigious Riverbay community, where luxury living meets natural beauty. This exquisite 4-bedroom, 3. 5-bathroom townhome offers an unparalleled blend of comfort, convenience, and tranquility. One of only a handful of homes that have waterviews in both front and back. Key Features include four spacious bedrooms that provide ample space for rest and relaxation, three and a half bathrooms meticulously designed for both style and functionality. Enjoy the convenience of easy access to all levels of the home with a private elevator. There is a private suite on the first floor that could double as a mother in law, guest or teenage suite. Don't forget about the updated kitchen with plenty of counter space and wood cabinets. There is also a nook that would be great for a home office or breakfast room. Enjoy birdwatching from balcony just off the spacious living room. The two car garage is perfect for storing all of your toys and plenty of room for two cars. There is also a community pool, dock and kayak launch that adds appeal for water enthusiasts.
The front pond backs into a mangrove preserve perfect for nature lovers. Many species of birds including roseate spoonbills, kingfishers and our resident great white heron can be regularly viewed. Critters including foxes, raccoons, armadillos and otters abound. Bring your binoculars! Updates to the magnificent home include NEW ROOF in 2023, AC in 2018, refrigerator 2022, microwave 2023, water heater and dryer 2021, garage door 2018, new flooring on stairs and foyer 2021, new carpet in third bedroom 2024 and new laminate in 2nd bedroom 2024. Immerse yourself in the lush greenery and serene ambiance that surrounds this property, offering a retreat from the hustle and bustle of city life. This home is perfect for boating enthusiasts, Bradenton Yacht Club and marina is just a stone's throw away, allowing you to indulge in waterfront activities with ease. Don't miss this rare opportunity to own a slice of paradise!! Schedule your private showing today and experience luxury living at its finest! While all information is believed to be accurate, Buyers are encouraged to verify all information as they deem necessary in making their decision to purchase.

Features

  • Elevator: Y
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room, Upper Level
  • Style: Contemporary, Traditional
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,604
  • Acreage: 0.05
  • Est. Taxes: $3,305
  • HOA Fee: $388 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone, Landscaped
  • View: Trees/Woods, Water
  • Elem. School: Palmetto Elementary-MN
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Range Hood, Refrigerator
  • MLS#: U8231754
  • Days on Market: 238 days
  • Website: https://www.raveis.com
    /prop/U8231754/350310thlanew_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 5:47:07 PM)
Listing courtesy of REALTY EXPERTS   Phone: 727-888-1000

William Raveis Family of Services

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888.699.8876

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Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3503 10th LANE W, Palmetto, FL, 34221

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $275 $275 $275
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,128 $2,126 $2,743
Total Monthly Payment $2,478 $2,476 $3,093

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.