No damage to this gem!! Welcome to your oasis in Palmetto's prestigious Riverbay community, where luxury living meets natural beauty. This exquisite 4-bedroom, 3. 5-bathroom townhome offers an unparalleled blend of comfort, convenience, and tranquility. One of only a handful of homes that have waterviews in both front and back. Key Features include four spacious bedrooms that provide ample space for rest and relaxation, three and a half bathrooms meticulously designed for both style and functionality. Enjoy the convenience of easy access to all levels of the home with a private elevator. There is a private suite on the first floor that could double as a mother in law, guest or teenage suite. Don't forget about the updated kitchen with plenty of counter space and wood cabinets. There is also a nook that would be great for a home office or breakfast room. Enjoy birdwatching from balcony just off the spacious living room. The two car garage is perfect for storing all of your toys and plenty of room for two cars. There is also a community pool, dock and kayak launch that adds appeal for water enthusiasts.
The front pond backs into a mangrove preserve perfect for nature lovers. Many species of birds including roseate spoonbills, kingfishers and our resident great white heron can be regularly viewed. Critters including foxes, raccoons, armadillos and otters abound. Bring your binoculars! Updates to the magnificent home include NEW ROOF in 2023, AC in 2018, refrigerator 2022, microwave 2023, water heater and dryer 2021, garage door 2018, new flooring on stairs and foyer 2021, new carpet in third bedroom 2024 and new laminate in 2nd bedroom 2024. Immerse yourself in the lush greenery and serene ambiance that surrounds this property, offering a retreat from the hustle and bustle of city life. This home is perfect for boating enthusiasts, Bradenton Yacht Club and marina is just a stone's throw away, allowing you to indulge in waterfront activities with ease. Don't miss this rare opportunity to own a slice of paradise!! Schedule your private showing today and experience luxury living at its finest! While all information is believed to be accurate, Buyers are encouraged to verify all information as they deem necessary in making their decision to purchase.
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,478 | $2,476 | $3,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.