Now that winter is over, steal this stunning home!! This 2. 5 year old, 3/2 home has the extras you want without the added price or time waiting for HOA approval if you choose a new build. This home has an added fence, screened patio with paver patio extension, gutters, water softener and more. Plus you don’t have to worry about fixing those problems that pop up in new homes. Enjoy ALL OF THE MONTHLY SAVINGS this SOLAR home has to offer because the seller is paying off the $40k+ solar panels. They have enjoyed $36/month electric bills for the last year. This lovely home boasts a split bedroom floor plan, open kitchen, smart home set up and is located in the desirable Victoria Oaks community. In addition to the best recreational amenities, the HOA also includes…Spectrum TV Select plan, Fiber Internet with Wifi, and lawn irrigation. Amenities include a zero entry swimming pool, fitness center, playground, beach volleyball, walking trails, and a short drive to all Deland has to offer. Call today for your private showing.
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Our Executive Mortgage Banker:
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$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,933 | $1,860 | $2,400 |
Total Monthly Payment | $2,329 | $2,256 | $2,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.