No Hurricane Damage! This beautifully maintained home in the desirable Seminole Lakes community in Punta Gorda, Florida, has remained untouched by recent storms, offering peace of mind alongside an improved price, creating a rare opportunity for refined living. Situated on a spacious lot and a half with meticulously manicured landscaping, this Catalina model by Reliable Homes combines quality craftsmanship with luxurious touches. As a resident of Seminole Lakes, you’ll have access to top-notch amenities, including an 18-hole golf course, a welcoming clubhouse, a refreshing swimming pool, and peaceful freshwater lakes. The heart of the home is its well-appointed kitchen, featuring a breakfast bar, pantry, and a cozy nook – ideal for both casual dining and entertaining. An open floor plan with pocket sliding doors leading to the lanai floods the space with natural light, capturing the essence of indoor-outdoor Florida living. The owner’s suite is a private retreat with a spacious walk-in closet, dual sinks, and an oversized shower, while a guest bedroom and an additional versatile room provide flexible space for visitors or a home office. Practical enhancements such as Bahama shutters and a screened privacy garage door combine functionality with style, allowing light and air to flow while maintaining privacy. Located just minutes from Punta Gorda’s vibrant downtown, with its waterfront parks, exquisite dining, and unique shopping, this home delivers a balanced blend of tranquility and convenience. Furnishings are negotiable, offering a seamless move-in experience. Seize this opportunity to embrace a lifestyle where every detail speaks of elegance and comfort, at an exceptional value in Seminole Lakes.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $416 | $416 | $416 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,858 | $1,856 | $2,355 |
Total Monthly Payment | $2,349 | $2,347 | $2,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.