Under contract-accepting backup offers. One of the largest models in the Hammocks - 3 bedrooms, 2 baths, BONUS ROOM and A POOL, situated on a cul-de-sac on a very private lot! What more could one wish for? Whether you are looking for year-round living or a lock-and-leave option, this home is perfect! If quiet beauty, privacy, security and friendly neighbors are important to you, this is your home! Located in the highly sought-after neighborhood of River Wilderness in the Hammocks section, a low-maintenance community. This split floorplan offers a large common area consisting of a living room, dining room, kitchen and family room. Sliding doors lead out from the living room and family room to the spacious lanai that doubles the entertaining area providing a convenient traffic flow. A sparkling pool completes this outdoor retreat. There is also a heated community pool providing year-round access to a pool. There is a large bonus room off the back of the house seperated by French doors. The right side of the house features two generous bedrooms and a hall bathroom. Located on the left side of the house is the primary bedroom with a large walk-in closet, a large ensuite bathroom with a soaking tub, Roman shower and dedicated toilet room. Recent upgrades include new ceiling fans, house painted inside and out (2024), new A/C (2019), new dryer (2019), microwave and refrigerator replaced in 2015, dishwasher replaced in 2020, lanai screen roof and screws replaced in 2020, This property is located in the Hammocks section of River Wilderness and very close to the HEATED COMMUNITY POOL. A "maintenance free" community with an additional HOA requirement. River Wilderness is an established community with winding, tree-lined streets with tall oaks and mature landscaping. Walkers, bikers and neighbors walking their dogs set the scene for an active and social community. The Club offers golf, tennis, social activities, pickle ball, pool and more. Boat and RV storage in community. For the nature lovers, there are hiking trails and abundant wildlife. There are two 24-hour manned gates. CLUB MBRSHIP IS OPTIONAL. There is a COMMUNITY BOAT RAMP that is open to the entire community and provides direct access to the Manatee River. River Wilderness is PERFECTLY LOCATED! Strategically positioned between St. Pete and Sarasota, access to 2 airports (45 min. ) several hospitals is available to the north and south. The newly constructed Ft Hammer Park located on the beautiful Manatee River is just minutes south of the front gate and features a boat ramp, fishing pier plus picnic pavilion. The new Fort Hammer Bridge also provides a convenient back route into Lakewood Ranch and Sarasota where fine dining and shopping are within easy reach. The very popular Ellenton Outlet Mall offers designer brands at discouint prices and is only 10 minutes away. Vistors come from all over the world to shop at this mall. The Ellenton factory shops at the entrance of the mall offers several options for dining and other shops. A new shopping complex is being built offering Lowes, HomeGoods, Crunch Fitness, an upscale nail spa as well as several other stores. No trucks in driveway overnight in RW. Square footage to be verified by Buyer/Agents. Please refer to documents specific to Hammocks in the RW document package. No trucks in driveway overnight Take the detail virtual tour - copy and paste into your browser: https: //www. youtube. com/watch?v=QTp2YGyVB2U
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $471 | $471 | $471 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,881 |
Total Monthly Payment | $2,781 | $2,779 | $3,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.