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Welcome to 530 Winterside Dr! This exquisite home sits on an idyllic, tree lined street in the exclusive waterfront community of MiraBay. As you step onto the inviting front porch you’ll be immersed in the charm of this home's storybook setting. Inside, the beauty continues with a stunning open floor plan, perfect for modern living and entertaining. The chef's kitchen steals the show, boasting 42-inch shaker style cabinetry with elegant glass paned fronts and GE Profile stainless steel appliances including a gas stove top with vented hood, and built in double ovens for culinary enthusiasts. As you explore further, you'll be delighted by the 12-foot wood-planked ceilings adorned with beam accents, creating a cozy yet spacious atmosphere. Take note of the custom-built in entertainment center, offering both functionality and style for your living space along with the plantation shutters throughout the home which add a touch of classic elegance. With three bedrooms already in place, there's the potential added flexibility of converting the loft into a FOURTH bedroom, ensuring ample space for your family's needs. Additional features like the tankless water heater, ample storage throughout the home, and a generously sized 3 car garage add practicality to the home’s aesthetic appeal. With all of this, perhaps the most enticing feature awaits outside—a RARE opportunity to own a POOL HOME in Bay Breeze. Imagine entertaining in this lovely outdoor space or simply relaxing poolside on a Saturday afternoon. As part of the MiraBay community, you'll have access to resort-style amenities including a clubhouse with a cafe, fitness center, splash pool with a 136 foot water slide, clay tennis courts, basketball courts, parks, playgrounds, and an Olympic swimming pool. Don't miss your chance to make this dream home a reality. Schedule your showing today and experience the magic of 530 Winterside Dr. in person. ***VA ASSUMABLE LOAN AT 5. 75% FOR ACTIVE MILITARY AND VETERAN BUYERS. ***
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Our Executive Mortgage Banker:
Our Insurance Division:
$584,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $467,920 | $467,920 | $467,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $919 | $919 | $919 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,113 | $3,110 | $4,012 |
Total Monthly Payment | $4,124 | $4,121 | $5,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.