Under contract-accepting backup offers. WOW!!! Owner Occupants, are you looking for an affordable, move-in-ready home in Maitland within the highly desirable Dommerich Elementary School district? Discover your amazing single story home in the Hamlet, built in 1993 with numerous recent upgrades, including NEW 7/22 plumbing & hot water heater; NEW 2023 roof & solar system offering low utility bills with a minimal ecological impact. Home features wood-look tile, young HVAC, high ceilings, and a desirable layout with 3 bedrooms, 2 baths, and attached garage, nestled in a single-entry community with a park playground and pavilion, near the recently revamped Winter Park Village, fantastic shopping, dining, and schools, including Dommerich Elementary and Maitland Middle and a High School with a Magnet program. Conveniently located near I-4, Whole Foods, and Winter Park, you're perfectly positioned for adventures, with beaches and theme parks easily accessible. This home offers a sustainable, convenient lifestyle in a vibrant location. Powered by sunshine and a sprinkle of Central Florida magic. If the purchase is financed, the Buyer will apply for the loan transfer of the outstanding Solar Panel balance at an advantageous interest rate compared to mortgage interest rates. Sellers have already paid a good amount of original purchase price of the Solar Panels in just a year and a half. Buyers, please be aware that the information provided is deemed reliable but is not guaranteed. The information recorded in the MLS is intended to be accurate but should be independently verified. Current details, such as school offerings and zones, may or may not change. Note as part of the Declaration of Covenants and Restrictions of the Hamlet at Maitland; Article VI; Sec. 4. Owner Occupancy;All units shall be owner-occupied. At no time shall the individual property owner be permitted to rent such property for a period of more than three months in any given twelve-month period.
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,528 | $1,489 | $1,936 |
Total Monthly Payment | $1,881 | $1,842 | $2,289 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.