PRICE REDUCED!!! ARE HIGH INTEREST RATES CONCERNING YOU? THIS HOME PRESENTS THE PERFECT OPPORTUNITY! Seller is offering closing credits to buy down the rate and a LOWER THE MONTHLY PAYMENT! Don't let this opportunity get away! This spacious pool home is located just minutes away from Murdock Circle, Port Charlotte Towne Center, shopping, restaurants, groceries and all the local amenities. A short 15 minute drive takes you South to historic downtown Punta Gorda. This 3/2 home features a split floorplan with a large master retreat to one side and two guest bedrooms opposite for added privacy. The master features his and hers walk-in closets, a large en suite bath, double sink vanity, and plenty of storage. There's also a large walk in shower with dual shower heads. The guest bedrooms share a large bathroom and there's plenty of space for family, guests, or your home office. Three large sliders access the pool deck, making access a breeze. The kitchen features solid wood cabinetry with soft close doors and drawers throughout, Corian counter tops that extend into a solid backsplash for easy cleanup, a full appliance package and a built in pantry. Vaulted ceilings convey a feeling of space, and the windows offer plenty of natural light. The pool cage has been re-screened and the pool features an electric heater to extend your swim season into the winter months. If you have a young family, there's also a pool safety fence included which can be installed to keep the little ones safe. The back yard features a separate fenced area for the dogs, and is very private thanks to a newly installed vinyl fence. The laundry room is located inside the home, and leads to the two car garage with its included work bench for the hobbyist or woodworker in the family. The fridge/freezer combo located out here conveys as well. This is the perfect spot to keep refreshments or the extra groceries. Store your bait if you enjoy fishing! The entire home has been re-plumbed with PEX piping and you'll find a water manifold system conveniently located in the garage. This is a valuable upgrade that will last for many years to come. A brand new roof was installed in June of 2023. A new air conditioning unit was installed in 2020 and comes with the balance of its 10 yr warranty.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $1,909 | $2,463 |
Total Monthly Payment | $2,177 | $2,175 | $2,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.