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Presented by
Bill DeLuca |
219 - 221 Church St, North Adams, MA, 01247 | $415,000
Your chance to own two homes with off street parking that also includes a yard all right downtown in North Adams. Walk to the downtown, Mass MoCA, MCLA and town parks and schools. The Main house will need updating but has all the incredible woodwork and facades from when it was originally built. Three full floors of living area and a huge walkout basement that needs the next owner's touch. Pictures will simply not capture the feel and craftsmanship in this elegant turn of the century home. The rear house is a two story cape built in 1988 that was once used as an assisted living home. It has 5 bedrooms and 5 and a half baths which makes this a perfect place to live while restoring the Main house or an incredible rental/Airbnb. The full basement lends itself to even more opportunities and
Features
- Rooms: 16
- Bedrooms: 10
- Baths: 9 full / 1 half
- Style: Cape,Victorian
- Year Built: 1900
- Garage: 2 Car
- Heating/Cooling: Boiler,Pellet Stove,Multizone,Hot Water
- Basement: Full,Walkout
- Approx Sq. Feet: 4,574
- Acreage: 0.27
- Est. Taxes: $5,788
- Elem. School: Colegrove Park
- Middle School: Drury
- High School: Drury
- MLS#: 242540
- Days on Market: 91 days
- Website: https://www.raveis.com
/prop/242540/219221churchst_northadams_ma?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Bill DeLucaLuxury Properties Specialist
203.223.6067
Bill.DeLuca@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
219 - 221 Church St, North Adams, MA, 01247
$415,000
Bill DeLuca
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.223.6067
Bill.DeLuca@raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
| Monthly Tax Payment | $482 | $482 | $482 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,265 | $2,207 | $2,800 |
| Total Monthly Payment | $2,822 | $2,764 | $3,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630