Step inside and be greeted by the elegance of vaulted ceilings and gleaming hardwood floors that flow throughout this amazing home. Located in the gated Ramapo Cirque community, this move-in ready, 3 bedroom plus office, 2. 5 bath luxurious townhouse offers carefree living at its finest. Boasting a chic and contemporary open floor-plan, the home is ideal for entertaining and everyday living. The renovated eat-in kitchen features a center island with sink and cabinetry, stainless steel appliances, a convection oven, granite counters and a granite table. The living room is the perfect spot for relaxing in front of the fireplace and has sliders that open to the expansive trex deck, offering wonderful views. The second floor has a spacious primary suite, closets galore, a separate vanity area, a renovated en-suite bathroom with separate shower and jacuzzi tub. The bedroom's slider opens to a large deck, offering a scenic backdrop. 2 more bedrooms, each with their own deck, another renovated full bath and laundry room complete this floor. The top floor features a family room and gym area, den/office and tons of storage. This floor has rough-in plumbing for a bathroom. There is a 2 car garage and new driveway, a new paver patio, state of the art security system, 3 zone boiler, 2 zone central air and central vacuum. All decks are trex. Amenities at Ramapo Cirque include a pool, tennis/pickleball/basketball courts and a beautiful stone clubhouse. Home to the award winning Suffern school district, this desirable complex is close to town, shops & restaurants and just minutes to NY/NJ highways/trains and buses.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $1,212 | $1,212 | $1,212 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,862 | $3,717 | $4,795 |
Total Monthly Payment | $5,166 | $5,021 | $6,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.