15 Bannock Court, Suffern (Ramapo), NY, 10901 | $699,000

Step inside and be greeted by the elegance of vaulted ceilings and gleaming hardwood floors that flow throughout this amazing home. Located in the gated Ramapo Cirque community, this move-in ready, 3 bedroom plus office, 2. 5 bath luxurious townhouse offers carefree living at its finest. Boasting a chic and contemporary open floor-plan, the home is ideal for entertaining and everyday living. The renovated eat-in kitchen features a center island with sink and cabinetry, stainless steel appliances, a convection oven, granite counters and a granite table. The living room is the perfect spot for relaxing in front of the fireplace and has sliders that open to the expansive trex deck, offering wonderful views. The second floor has a spacious primary suite, closets galore, a separate vanity area, a renovated en-suite bathroom with separate shower and jacuzzi tub. The bedroom's slider opens to a large deck, offering a scenic backdrop. 2 more bedrooms, each with their own deck, another renovated full bath and laundry room complete this floor. The top floor features a family room and gym area, den/office and tons of storage. This floor has rough-in plumbing for a bathroom. There is a 2 car garage and new driveway, a new paver patio, state of the art security system, 3 zone boiler, 2 zone central air and central vacuum. All decks are trex. Amenities at Ramapo Cirque include a pool, tennis/pickleball/basketball courts and a beautiful stone clubhouse. Home to the award winning Suffern school district, this desirable complex is close to town, shops & restaurants and just minutes to NY/NJ highways/trains and buses.

Features

  • Town: Suffern
  • Amenities: Kitchen In Clubhouse, Gated
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: In Unit
  • Style: Townhouse
  • Year Built: 1985
  • Garage: Attached, 2 Car Attached, Driveway, Public Parking
  • Heating: Natural Gas, Baseboard
  • Cooling: Central Air
  • Basement: None
  • Approx Sq. Feet: 2,912
  • Acreage: 0.07
  • Est. Taxes: $14,543
  • HOA Fee: $750 Monthly
  • Lot Desc: Level
  • View: Mountain(s), Panoramic
  • Water Front: Yes
  • Elem. School: Viola Elementary School
  • Middle School: Suffern Middle School
  • High School: Suffern Senior High School
  • School District: Ramapo-suffern
  • Appliances: Trash Compactor, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Stainless Steel Appliance(s)
  • MLS#: H6289222
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/H6289222/15bannockcourt_suffern_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Realty   Phone: 845-634-0400

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15 Bannock Court, Suffern (Ramapo), NY, 10901

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $1,212 $1,212 $1,212
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,862 $3,717 $4,795
Total Monthly Payment $5,166 $5,021 $6,099

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.