1321 Oakmont DRIVE, Winter Haven, FL, 33884 | $405,000

Motivated Seller!!!! CHARMING HOME! There are many things to love about this home. Located at 1321 Oakmont Drive Winter Haven, Florida 33884, you must come see this stunning home in Lake Ashton, a premier 55+ community with guarded entrance 24/7. You'll love the spacious split plan home with 8ft. doors. This St. Marks floor plan home with 3 BD/2 BA and Separate Den features a 2 car garage and a separate golf cart garage entry. In this lovely home, tile plank flooring that appears "wood like" flows thru the LR, Formal Dining, Foyer, Kitchen, Dinette and Laundry Rooms- adding a touch of class to this charming home! Tile Flooring is in the Master Bath and Guest Bath. Carpet is in the bedrooms and den. Built in 2022, this home is light & bright with over 2, 059 sq. ft. of living space. You'll appreciate the granite counter top, stainless steel appliances, breakfast bar with pendant lights & ample cabinet space in the kitchen, which is directly adjacent to the dinette area with sliders that lead to the screened, covered lanai. With soft close drawers and cabs, the kitchen is a popular gathering spot. The Den/Office has a trendy celing fan and is located directly adjacent to the dinette area. The spacious owners suite features His/Her walk in closets and its very own En-Suite bath area with separate His and Her comfort height vanities with granite counter top, a walk in shower with glass door enclosure and large soaking tub. This split floor plan home features two additional bedrooms and a full bath w/ comfort height vanity & a combo shower/tub. Step out into the oversized lanai from the living room or dinette area. Shades are available for the afternoon sun or additional privacy. MAKE AN APPOINTMENT TODAY TOUR THIS BEAUTIFUL HOME. Go Ahead, call your agent now!

Features

  • Amenities: Basketball Court, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2022
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,069
  • Acreage: 0.14
  • Est. Taxes: $5,274
  • HOA Fee: $60 Annually
  • Lot Desc: Landscaped
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Water Softener
  • MLS#: P4929260
  • Days on Market: 103 days
  • Website: https://www.raveis.com
    /prop/P4929260/1321oakmontdrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/15/2024 10:32:09 AM)
Listing courtesy of LAKE ASHTON REALTY INC.   Phone: 863-221-5970

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1321 Oakmont DRIVE, Winter Haven, FL, 33884

$405,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $324,000 $324,000 $324,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment $440 $440 $440
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,101 $2,128 $2,712
Total Monthly Payment $2,616 $2,643 $3,227

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.