New roof [August 2023]. New 2. 5-ton AC [March 2023]. New Skylights [March 2022]. This open concept floorplan boasts soaring ceilings, fireplace, new bathrooms & expansive kitchen with spacious white cabinetry & granite island/counters. This home has 3 BRs, 2 full Baths, PLUS an OFFICE/FORMAL DINING ROOM with French glass doors, a separate laundry room & 2 CG. Close proximity to community pool. The Oaks of River Ridge has a huge, beautiful pool complex which is included in the HOA, only $70/month! BONUS: NO CDDs FEES & LOW HOA FEES. The popular & highly rated RIVER RIDGE SCHOOL SYSTEM [Cypress Elementary, River Ridge Middle School & River Ridge HS] is conveniently located a few miles away. Close by is the Starkey Ranch & Starkey Wilderness Preserve has an 8, 000 acres recreation park with biking, hiking, playgrounds & equestrian trails! Starkey Ranch District Park is the county’s newest recreation complex with lacrosse, soccer, football & baseball fields. The Oaks of River Ridge is a truly vibrant special community known for its natural beauty & convenient location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,675 | $2,127 |
Total Monthly Payment | $2,112 | $2,068 | $2,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.